What Should You Do When Your Identity Is Stolen: Learn 7 Important Steps
Notably, identity fraud has been on the rise and millions of people have been victims to it. Well, it is such a big problem but unfortunately, it doesn’t seem like its going to get solved anytime soon. In other words, it could affect you just as it has affected others. The good part for you is that you can be ahead of the fraudsters by learning the critical steps to take once your identity has been stolen. When fraudsters steal your identity, it can be risky and it could lead to financial losses. Good for you, we have some information of value that can assist you just in case something like this happens to you. Read This article to the very end and understand the important steps that one needs to take once their identity has been stolen.
It is critical that you notify companies about the stolen identity. There is no harm in taking action really quick. There is no way you will know about your identity being stolen and keep cool until you hear about a faudster activity. These fraudsters are normally very fast as they avoid getting caught. Therefore, any relevant company needs to know about the theft. With account takeovers, the information on your card can be compromised. For instance, calling your card issuer will enable them to take some action that will keep the fraudsters away from getting more of your information.
Also, ensure that you have filled a report with the Federal Trade Commission. They deal with identity theft cases. Although they do not have the power to pursue criminal charges, they can provide essential information to law enforcement agencies to help in tracking down the criminals. You just get to their website and file your case. They will provide you with a recovery plan. Even more, they will issue you with documents that can be used to file a report with the police and evidence. view here for more
Filing a report on the theft with the police is also essential. You will have documentation that can be useful evidence and the police can as well assist. click here for more
Additionally, ensure to place a fraud alert especially with the main credit bureaus. Institutions will therefore be aware of chances of your card being compromised. Institutions will be better placed to identify that your card could be compromised. click here
The next thing you’ve got to do is freezing your credit. Once you have done so, then there is no way anybody will access your credit report even when they request for it. Again, call the main credit bureaus and make this request. . discover more
Always tighten the security of your accounts. Avoid making use of one password for all accounts as this can be easy to guess. click for more
Even more, you could work with am identity theft attorney to guide you.